{"id":68461,"date":"2025-10-16T13:45:07","date_gmt":"2025-10-16T20:45:07","guid":{"rendered":"https:\/\/vida-sabia.com\/?page_id=68461"},"modified":"2025-10-16T13:45:48","modified_gmt":"2025-10-16T20:45:48","slug":"suspicious-or-fraudulent-activity-risk-assessment-policy","status":"publish","type":"page","link":"https:\/\/vida-sabia.com\/es\/suspicious-or-fraudulent-activity-risk-assessment-policy\/","title":{"rendered":"Suspicious or Fraudulent Activity \/ Risk Assessment Policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"68461\" class=\"elementor elementor-68461\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acc8500 e-con-full e-flex e-con e-parent\" data-id=\"acc8500\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e47a372 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e47a372\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd45085 e-con-full e-flex e-con e-child\" data-id=\"bd45085\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b11635 elementor-widget elementor-widget-html\" data-id=\"4b11635\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    <title>Vida Sabia Header - Updated Colors<\/title>\n    \n    <!-- Icons8 Line Awesome -->\n    <link rel=\"stylesheet\" href=\"https:\/\/maxst.icons8.com\/vue-static\/landings\/line-awesome\/line-awesome\/1.3.0\/css\/line-awesome.min.css\">\n    \n    <style>\n        \/* ================================\n           SCOPED HEADER STYLES\n           All styles prefixed with .vida-sabia-header\n           to avoid conflicts with external styles\n           ================================ *\/\n\n        .vida-sabia-header-wrapper {\n            \/* Vida Sabia Brand Colors - Updated Palette *\/\n            --vida-sabia-dark-green: #2d7a3e;\n            --vida-sabia-leaf-green: #7cb342;\n            --vida-sabia-lime-green: #9ccc65;\n            --vida-sabia-yellow-green: #d4e157;\n            --vida-sabia-forest: #1b5e20;\n            --vida-sabia-amber: #fbc02d;\n            --vida-sabia-mint: #81c784;\n            --vida-sabia-dark: #0f172a;\n            --vida-sabia-white: #ffffff;\n            \n            \/* Gradients using new color palette *\/\n            --vida-sabia-primary-gradient: linear-gradient(135deg, #7cb342 0%, #2d7a3e 100%);\n            --vida-sabia-secondary-gradient: linear-gradient(135deg, #9ccc65 0%, #7cb342 100%);\n            --vida-sabia-accent-gradient: linear-gradient(135deg, #d4e157 0%, #9ccc65 100%);\n            --vida-sabia-dark-bg: #ffffff;\n            --vida-sabia-card-bg: rgba(124, 179, 66, 0.06);\n            --vida-sabia-text-light: #0f172a;\n            --vida-sabia-accent-primary: #7cb342;\n            --vida-sabia-accent-secondary: #9ccc65;\n            --vida-sabia-accent-tertiary: #d4e157;\n            --vida-sabia-border-color: rgba(124, 179, 66, 0.15);\n            --vida-sabia-hover-bg: rgba(124, 179, 66, 0.08);\n        }\n\n        \/* Automatic body padding to prevent content from being hidden under fixed header *\/\n        body {\n            padding-top: 80px !important; \/* Default padding for mobile *\/\n        }\n\n        @media (min-width: 768px) {\n            body {\n                padding-top: 90px !important; \/* Increased padding for desktop *\/\n            }\n        }\n\n        \/* Header Container *\/\n        .vida-sabia-header-wrapper {\n            position: fixed;\n            top: 0;\n            width: 100%;\n            left: 0;\n            right: 0;\n            z-index: 1000;\n            background: rgba(255, 255, 255, 0.95);\n            backdrop-filter: blur(20px);\n            -webkit-backdrop-filter: blur(20px);\n            border-bottom: 2px solid rgba(124, 179, 66, 0.12);\n            box-shadow: 0 2px 12px rgba(124, 179, 66, 0.08);\n            transition: all 0.3s ease;\n            min-height: 60px;\n            height: auto;\n        }\n\n        .vida-sabia-header-wrapper.scrolled {\n            background: rgba(255, 255, 255, 0.98);\n            box-shadow: 0 4px 20px rgba(124, 179, 66, 0.15);\n            border-bottom-color: rgba(124, 179, 66, 0.2);\n        }\n\n        \/* Navigation *\/\n        .vida-sabia-header-wrapper .vida-sabia-nav {\n            display: flex;\n            justify-content: space-between;\n            align-items: center;\n            padding: 0.75rem 1rem;\n            width: 100%;\n            max-width: 1600px;\n            margin: 0 auto;\n            min-height: 60px;\n            flex-wrap: nowrap;\n            gap: 0.5rem;\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-nav {\n                padding: 1rem 1.5rem;\n                gap: 0.75rem;\n            }\n        }\n\n        @media (min-width: 1200px) {\n            .vida-sabia-header-wrapper .vida-sabia-nav {\n                padding: 1rem 2rem;\n            }\n        }\n\n        \/* Logo *\/\n        .vida-sabia-header-wrapper .vida-sabia-logo {\n            display: flex;\n            align-items: center;\n            gap: 0.75rem;\n            z-index: 1002;\n            flex-shrink: 0;\n        }\n\n        \/* Mobile: Center the logo *\/\n        @media (max-width: 767px) {\n            .vida-sabia-header-wrapper .vida-sabia-logo {\n                order: 2;\n                flex: 1;\n                justify-content: center;\n            }\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-logo a {\n            display: flex;\n            align-items: center;\n            text-decoration: none;\n            cursor: pointer;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-logo img {\n            height: 45px;\n            width: auto;\n            filter: drop-shadow(0 2px 8px rgba(124, 179, 66, 0.25));\n            transition: all 0.3s ease;\n            cursor: pointer;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-logo a:hover img {\n            opacity: 0.85;\n            transform: scale(1.02);\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-logo img {\n                height: 50px;\n            }\n        }\n\n        @media (min-width: 1200px) {\n            .vida-sabia-header-wrapper .vida-sabia-logo img {\n                height: 55px;\n            }\n        }\n\n        \/* Desktop Navigation Links *\/\n        .vida-sabia-header-wrapper .vida-sabia-nav-links {\n            display: none;\n            gap: clamp(1rem, 2vw, 2rem);\n            align-items: center;\n            flex-wrap: wrap;\n            justify-content: flex-end;\n            flex: 1;\n            max-width: 100%;\n            overflow: hidden;\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-nav-links {\n                display: flex;\n            }\n        }\n\n        \/* Navigation Link Styles *\/\n        .vida-sabia-header-wrapper .vida-sabia-nav-links a {\n            color: var(--vida-sabia-text-light);\n            text-decoration: none;\n            transition: all 0.3s ease;\n            position: relative;\n            font-weight: 500;\n            white-space: nowrap;\n            font-size: clamp(0.85rem, 1vw, 1rem);\n            padding: 0.25rem 0.5rem;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-nav-links a::after {\n            content: '';\n            position: absolute;\n            bottom: -5px;\n            left: 0;\n            width: 0;\n            height: 2px;\n            background: var(--vida-sabia-primary-gradient);\n            transition: width 0.3s ease;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-nav-links a:hover::after {\n            width: 100%;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-nav-links a:hover {\n            color: var(--vida-sabia-leaf-green);\n        }\n\n        \/* Buttons *\/\n        .vida-sabia-header-wrapper .vida-sabia-btn {\n            padding: 0.6rem 1.5rem;\n            border-radius: 25px;\n            text-decoration: none;\n            font-weight: 600;\n            transition: all 0.3s ease;\n            display: inline-block;\n            border: none;\n            cursor: pointer;\n            font-size: 0.9rem;\n            white-space: nowrap;\n            text-align: center;\n            flex-shrink: 0;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-btn-primary {\n            background: var(--vida-sabia-primary-gradient);\n            color: white !important;\n            box-shadow: 0 4px 16px rgba(124, 179, 66, 0.35);\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-btn-primary:hover {\n            transform: translateY(-3px);\n            box-shadow: 0 8px 24px rgba(124, 179, 66, 0.5);\n            color: white !important;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-btn-secondary {\n            background: rgba(124, 179, 66, 0.05);\n            color: white !important;\n            border: 2px solid rgba(124, 179, 66, 0.3);\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-btn-secondary:hover {\n            background: rgba(124, 179, 66, 0.12);\n            border-color: var(--vida-sabia-leaf-green);\n            color: white !important;\n        }\n\n        \/* Hide My Account button by default (shown only when logged in) *\/\n        .vida-sabia-header-wrapper .vida-sabia-btn-myaccount {\n            display: none;\n        }\n\n        .vida-sabia-header-wrapper.logged-in .vida-sabia-btn-myaccount {\n            display: inline-block;\n        }\n\n        \/* Hide My Account button on mobile screens - only show on desktop *\/\n        @media (max-width: 767px) {\n            .vida-sabia-header-wrapper .vida-sabia-btn-myaccount {\n                display: none !important;\n            }\n        }\n\n        \/* Cart Wrapper - Desktop *\/\n        .vida-sabia-header-wrapper .vida-sabia-cart-wrapper {\n            display: none;\n            align-items: center;\n            flex-shrink: 0;\n            margin-left: 0.5rem;\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-cart-wrapper {\n                display: flex;\n            }\n        }\n\n        \/* Cart Wrapper - Mobile *\/\n        .vida-sabia-header-wrapper .vida-sabia-cart-wrapper-mobile {\n            display: flex;\n            align-items: center;\n            flex-shrink: 0;\n            order: 3;\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-cart-wrapper-mobile {\n                display: none;\n            }\n        }\n\n        \/* Mobile Navigation Container *\/\n        .vida-sabia-header-wrapper .vida-sabia-mobile-nav-container {\n            display: flex;\n            align-items: center;\n            gap: 0.5rem;\n            order: 1;\n        }\n\n        @media (min-width: 768px) {\n            .vida-sabia-header-wrapper .vida-sabia-mobile-nav-container {\n                display: none;\n            }\n        }\n\n        \/* Hamburger Menu *\/\n        .vida-sabia-header-wrapper .vida-sabia-hamburger {\n            display: flex;\n            flex-direction: column;\n            justify-content: space-between;\n            width: 30px;\n            height: 24px;\n            cursor: pointer;\n            z-index: 1002;\n            padding: 5px;\n            background: transparent;\n            border: none;\n            outline: none;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-hamburger span {\n            display: block;\n            width: 100%;\n            height: 3px;\n            background: var(--vida-sabia-text-light);\n            border-radius: 3px;\n            transition: all 0.3s ease;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-hamburger.active span:nth-child(1) {\n            transform: translateY(10.5px) rotate(45deg);\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-hamburger.active span:nth-child(2) {\n            opacity: 0;\n        }\n\n        .vida-sabia-header-wrapper .vida-sabia-hamburger.active span:nth-child(3) {\n            transform: translateY(-10.5px) rotate(-45deg);\n        }\n\n        \/* Mobile Menu Overlay *\/\n        .vida-sabia-mobile-menu {\n            position: fixed;\n            top: 0;\n            left: 0;\n            width: 100%;\n            height: 100vh;\n            background: rgba(255, 255, 255, 0.98);\n            backdrop-filter: blur(30px);\n            -webkit-backdrop-filter: blur(30px);\n            z-index: 999;\n            opacity: 0;\n            visibility: hidden;\n            transition: opacity 0.3s ease, visibility 0.3s ease;\n            pointer-events: none;\n        }\n\n        .vida-sabia-mobile-menu.active {\n            opacity: 1;\n            visibility: visible;\n            pointer-events: auto;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-mobile-menu-content {\n            display: flex;\n            flex-direction: column;\n            align-items: center;\n            justify-content: center;\n            height: 100%;\n            padding: 2rem;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-mobile-menu-links {\n            display: flex;\n            flex-direction: column;\n            gap: 2rem;\n            text-align: center;\n            margin-bottom: 3.5rem;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-mobile-menu-links a {\n            color: var(--vida-sabia-text-light);\n            text-decoration: none;\n            font-size: clamp(1.25rem, 4vw, 1.5rem);\n            font-weight: 600;\n            transition: all 0.3s ease;\n            padding: 0.5rem 1rem;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-mobile-menu-links a:hover {\n            color: var(--vida-sabia-leaf-green);\n            transform: translateX(5px);\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-mobile-menu-buttons {\n            display: flex;\n            flex-direction: column;\n            gap: 1rem;\n            width: 100%;\n            max-width: 320px;\n            padding-top: 2rem;\n            border-top: 1px solid rgba(124, 179, 66, 0.2);\n        }\n\n        \/* Enhanced mobile menu button styles *\/\n        .vida-sabia-mobile-menu .vida-sabia-btn {\n            padding: 1rem 2rem;\n            font-size: 1rem;\n            font-weight: 600;\n            border-radius: 30px;\n            transition: all 0.3s ease;\n            box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-btn-secondary {\n            background: linear-gradient(135deg, rgba(124, 179, 66, 0.08) 0%, rgba(45, 122, 62, 0.08) 100%);\n            border: 2px solid rgba(124, 179, 66, 0.4);\n            color: white !important;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-btn-secondary:active {\n            transform: scale(0.98);\n            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.15);\n            color: white !important;\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-btn-primary {\n            background: var(--vida-sabia-primary-gradient);\n            color: white !important;\n            box-shadow: 0 6px 20px rgba(124, 179, 66, 0.4);\n        }\n\n        .vida-sabia-mobile-menu .vida-sabia-btn-primary:active {\n            transform: scale(0.98);\n            box-shadow: 0 4px 16px rgba(124, 179, 66, 0.5);\n            color: white !important;\n        }\n\n        \/* Hide mobile My Account button by default *\/\n        .vida-sabia-mobile-menu .vida-sabia-btn-myaccount-mobile {\n            display: none;\n        }\n\n        .vida-sabia-header-wrapper.logged-in ~ .vida-sabia-mobile-menu .vida-sabia-btn-myaccount-mobile {\n            display: inline-block;\n        }\n\n        \/* Locale Switcher *\/\n        .vida-sabia-header-wrapper .vida-sabia-locale-switcher-wrapper {\n            display: flex;\n            align-items: center;\n            min-width: fit-content;\n            flex-shrink: 0;\n        }\n    <\/style>\n<\/head>\n<body>\n\n<!-- VIDA SABIA HEADER COMPONENT START -->\n<div class=\"vida-sabia-header-wrapper\" id=\"vida-sabiaHeader\">\n    <nav class=\"vida-sabia-nav\">\n        <!-- Mobile: Hamburger on the left -->\n        <div class=\"vida-sabia-mobile-nav-container\">\n            <div class=\"vida-sabia-hamburger\" id=\"vida-sabiaHamburger\">\n                <span><\/span>\n                <span><\/span>\n                <span><\/span>\n            <\/div>\n        <\/div>\n        \n        <!-- Logo - centered on mobile, left on desktop -->\n        <div class=\"vida-sabia-logo\">\n            <a href=\"\/es\/\">\n                <img decoding=\"async\" src=\"https:\/\/vida-sabia.com\/wp-content\/uploads\/2025\/10\/Result%20(90).webp\" alt=\"Vida Sabia\">\n            <\/a>\n        <\/div>\n        \n        <!-- Desktop Navigation -->\n        <div class=\"vida-sabia-nav-links\">\n            <a href=\"\/es\/index.html\/\">Inicio<\/a>\n            <a href=\"\/es\/packages.html\/\">Paquetes<\/a>\n            <a href=\"\/es\/c_login\/\" id=\"desktopLoginLink\">Iniciar sesi\u00f3n<\/a>\n            \n            <div class=\"vida-sabia-locale-switcher-wrapper\" id=\"vida-sabiaLocaleSwitcher\">    <div class=\"ulcs-widget minimal-style\"\n         data-position=\"inline\" \n         data-type=\"both\">\n        <button class=\"ulcs-trigger\" aria-label=\"Cambiar ambos\">\n            <div class=\"ulcs-current\">\n                                    <span class=\"ulcs-flag\">\ud83c\uddea\ud83c\uddf8<\/span>\n                    <span class=\"ulcs-lang\">ES<\/span>\n                                \n                                    <span class=\"ulcs-divider\">|<\/span>\n                                \n                                    <span class=\"ulcs-currency-symbol\">$<\/span>\n                    <span class=\"ulcs-currency-code\">USD<\/span>\n                            <\/div>\n            <svg class=\"ulcs-arrow\" width=\"12\" height=\"12\" viewbox=\"0 0 12 12\" fill=\"none\">\n                <path d=\"M3 4.5L6 7.5L9 4.5\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n            <\/svg>\n        <\/button>\n    <\/div>\n    <\/div>\n            \n            <!-- My Account button - hidden by default, shown when logged in (DESKTOP ONLY) -->\n            <a href=\"\/es\/my-account\/\" class=\"vida-sabia-btn vida-sabia-btn-primary vida-sabia-btn-myaccount\" id=\"desktopMyAccountBtn\">Mi cuenta<\/a>\n        <\/div>\n        \n        <!-- Cart - Desktop (right side) -->\n        <div class=\"vida-sabia-cart-wrapper\">\n            \n        <\/div>\n        \n        <!-- Cart - Mobile (right side) -->\n        <div class=\"vida-sabia-cart-wrapper-mobile\">\n            \n        <\/div>\n    <\/nav>\n<\/div>\n\n<!-- Mobile Menu Overlay -->\n<div class=\"vida-sabia-mobile-menu\" id=\"vida-sabiaMobileMenu\">\n    <div class=\"vida-sabia-mobile-menu-content\">\n        <div class=\"vida-sabia-mobile-menu-links\">\n            <a href=\"\/es\/index.html\/\">Inicio<\/a>\n            <a href=\"\/es\/packages.html\/\">Paquetes<\/a>\n        <\/div>\n        <div class=\"vida-sabia-mobile-menu-buttons\">\n            <a href=\"\/es\/c_login\/\" class=\"vida-sabia-btn vida-sabia-btn-secondary\" id=\"mobileLoginLink\">Iniciar sesi\u00f3n<\/a>\n            \n            <!-- My Account button for mobile menu - hidden by default, shown when logged in -->\n            <a href=\"\/es\/my-account\/\" class=\"vida-sabia-btn vida-sabia-btn-primary vida-sabia-btn-myaccount-mobile\" id=\"mobileMyAccountBtn\">Mi cuenta<\/a>\n            \n            <div class=\"vida-sabia-locale-switcher-wrapper\" id=\"vida-sabiaLocaleSwitcherMobile\" style=\"margin-top: 1rem;\"><center>    <div class=\"ulcs-widget minimal-style\"\n         data-position=\"inline\" \n         data-type=\"both\">\n        <button class=\"ulcs-trigger\" aria-label=\"Cambiar ambos\">\n            <div class=\"ulcs-current\">\n                                    <span class=\"ulcs-flag\">\ud83c\uddea\ud83c\uddf8<\/span>\n                    <span class=\"ulcs-lang\">ES<\/span>\n                                \n                                    <span class=\"ulcs-divider\">|<\/span>\n                                \n                                    <span class=\"ulcs-currency-symbol\">$<\/span>\n                    <span class=\"ulcs-currency-code\">USD<\/span>\n                            <\/div>\n            <svg class=\"ulcs-arrow\" width=\"12\" height=\"12\" viewbox=\"0 0 12 12\" fill=\"none\">\n                <path d=\"M3 4.5L6 7.5L9 4.5\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\"\/>\n            <\/svg>\n        <\/button>\n    <\/div>\n    <\/center><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\n\/\/ ================================\n\/\/ VIDA SABIA HEADER SCRIPTS\n\/\/ All namespaced to avoid conflicts\n\/\/ ================================\n(function() {\n    'use strict';\n    \n    const header = document.getElementById('vida-sabiaHeader');\n    const hamburger = document.getElementById('vida-sabiaHamburger');\n    const mobileMenu = document.getElementById('vida-sabiaMobileMenu');\n    const mobileMenuLinks = document.querySelectorAll('.vida-sabia-mobile-menu .vida-sabia-mobile-menu-links a');\n    const body = document.body;\n\n    \/\/ Function to dynamically set body padding based on header height\n    function adjustBodyPadding() {\n        if (header) {\n            const headerHeight = header.offsetHeight;\n            body.style.paddingTop = headerHeight + 'px';\n        }\n    }\n\n    \/\/ Adjust padding on load and resize\n    adjustBodyPadding();\n    window.addEventListener('resize', adjustBodyPadding);\n    window.addEventListener('load', adjustBodyPadding);\n\n    \/\/ Mobile Navigation Toggle\n    if (hamburger && mobileMenu) {\n        hamburger.addEventListener('click', function(e) {\n            e.stopPropagation();\n            this.classList.toggle('active');\n            mobileMenu.classList.toggle('active');\n            \n            if (mobileMenu.classList.contains('active')) {\n                body.style.overflow = 'hidden';\n            } else {\n                body.style.overflow = '';\n            }\n        });\n\n        \/\/ Close menu when clicking a link\n        mobileMenuLinks.forEach(link => {\n            link.addEventListener('click', function() {\n                hamburger.classList.remove('active');\n                mobileMenu.classList.remove('active');\n                body.style.overflow = '';\n            });\n        });\n\n        \/\/ Close menu when clicking outside\n        document.addEventListener('click', function(e) {\n            if (!mobileMenu.contains(e.target) && !hamburger.contains(e.target)) {\n                if (mobileMenu.classList.contains('active')) {\n                    hamburger.classList.remove('active');\n                    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      .content {\n                padding: 30px 20px;\n            }\n\n            h2 {\n                font-size: 1.5em;\n            }\n\n            .fraud-types,\n            .prevention-grid {\n                grid-template-columns: 1fr;\n            }\n\n            .process-step {\n                flex-direction: column;\n            }\n\n            .step-number {\n                margin-bottom: 15px;\n            }\n        }\n    <\/style>\n<\/head>\n<body>\n    <div class=\"container\">\n        <div class=\"header\">\n            <h1>SUSPICIOUS OR FRAUDULENT ACTIVITY POLICY<\/h1>\n            <p class=\"subtitle\">Risk Assessment & Fraud Prevention<\/p>\n            <p>Vida Sabia - Protecting Our Community<\/p>\n        <\/div>\n\n        <div class=\"content\">\n            <div class=\"effective-date\">\n                Fecha de entrada en vigor: Octubre 2025\n            <\/div>\n\n            <div class=\"intro\">\n                <h3 style=\"color: #0d47a1; margin-top: 0;\">Aviso importante<\/h3>\n                <p>This policy describes the procedures and responsibilities for identifying, evaluating, reporting, and responding to suspicious or fraudulent activities, in order to protect Vida Sabia, its members, and stakeholders from financial and reputational harm.<\/p>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 1: Purpose -->\n            <h2><span class=\"section-number\">1<\/span>PROP\u00d3SITO<\/h2>\n            <p>This policy establishes comprehensive procedures to:<\/p>\n            <ul>\n                <li>Identify potential fraudulent or suspicious activities<\/li>\n                <li>Evaluate and assess risks associated with such activities<\/li>\n                <li>Report incidents through proper channels<\/li>\n                <li>Respond effectively to protect Vida Sabia and its community<\/li>\n                <li>Prevent financial and reputational damage<\/li>\n            <\/ul>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 2: Scope -->\n            <h2><span class=\"section-number\">2<\/span>ALCANCE<\/h2>\n            <div class=\"info-box\">\n                <h3>Who Does This Policy Apply To?<\/h3>\n                <p>This policy applies to <strong>all individuals and entities<\/strong> associated with Vida Sabia, including:<\/p>\n                <ul>\n                    <li>All employees and staff members<\/li>\n                    <li>Independent Brand Partners (IBPs)<\/li>\n                    <li>Customers and clients<\/li>\n                    <li>Business partners and affiliates<\/li>\n                    <li>Third-party service providers<\/li>\n                <\/ul>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 3: Definition of Suspicious or Fraudulent Activity -->\n            <h2><span class=\"section-number\">3<\/span>DEFINITION OF SUSPICIOUS OR FRAUDULENT ACTIVITY<\/h2>\n            \n            <p>Fraudulent activity includes, but is not limited to, the following:<\/p>\n\n            <div class=\"fraud-types\">\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udd13<\/div>\n                    <h4>Unauthorized Transactions<\/h4>\n                    <p>Unauthorized transactions or improper access to accounts<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udc64<\/div>\n                    <h4>Identity Theft<\/h4>\n                    <p>Identity theft or impersonation of individuals<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udcb3<\/div>\n                    <h4>Chargeback Fraud<\/h4>\n                    <p>Fraud through chargebacks or payment disputes<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83c\udfab<\/div>\n                    <h4>Promo Code Abuse<\/h4>\n                    <p>Improper use of promotional codes or discounts<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udcb0<\/div>\n                    <h4>Money Laundering<\/h4>\n                    <p>Money laundering or suspicious financial transactions<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udcca<\/div>\n                    <h4>Compensation Manipulation<\/h4>\n                    <p>Manipulation of compensation plans or commissions<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\ud83d\udc65<\/div>\n                    <h4>Multiple Accounts<\/h4>\n                    <p>Creation of multiple accounts to exploit bonuses or incentives<\/p>\n                <\/div>\n\n                <div class=\"fraud-card\">\n                    <div class=\"fraud-icon\">\u26a0\ufe0f<\/div>\n                    <h4>Other Suspicious Activity<\/h4>\n                    <p>Any other behavior deemed suspicious or fraudulent<\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 4: Monitoring and Detection -->\n            <h2><span class=\"section-number\">4<\/span>MONITORING AND DETECTION<\/h2>\n            \n            <p>Vida Sabia actively monitors transactions and activities to detect and prevent fraudulent behavior. We work in conjunction with our payment providers to assist in risk assessment, fraud prevention, and secure payment processing.<\/p>\n\n            <div class=\"detection-measures\">\n                <h3>Fraud Detection Measures<\/h3>\n                \n                <div class=\"detection-item\">\n                    <strong>Transaction Monitoring<\/strong>\n                    <p>Advanced tools that identify high-risk transactions and suspicious patterns in real-time<\/p>\n                <\/div>\n\n                <div class=\"detection-item\">\n                    <strong>AI-Based Risk Analysis<\/strong>\n                    <p>Artificial intelligence-powered systems that analyze behavior patterns and flag anomalies<\/p>\n                <\/div>\n\n                <div class=\"detection-item\">\n                    <strong>Identity Verification<\/strong>\n                    <p>Robust identity verification procedures for new registrations and high-value transactions<\/p>\n                <\/div>\n\n                <div class=\"detection-item\">\n                    <strong>Chargeback Protection<\/strong>\n                    <p>Systems and procedures to protect against chargebacks and payment disputes<\/p>\n                <\/div>\n\n                <div class=\"detection-item\">\n                    <strong>Internal Audits<\/strong>\n                    <p>Regular internal audits and compliance reviews to ensure policy adherence<\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 5: Reporting and Investigation -->\n            <h2><span class=\"section-number\">5<\/span>REPORTING AND INVESTIGATION<\/h2>\n\n            <h3>5.1 Reporting Suspicious Activity<\/h3>\n            <div class=\"alert-box\">\n                <h3>\u26a0\ufe0f Report Immediately<\/h3>\n                <p>Anyone who identifies suspicious activity must report it immediately to:<\/p>\n                <p style=\"font-size: 1.2em; margin-top: 15px;\"><a href=\"mailto:support@vida-sabia.com\" style=\"color: #c62828;\">support@vida-sabia.com<\/a><\/p>\n            <\/div>\n\n            <h3>5.2 Investigation Process<\/h3>\n            <div class=\"process-flow\">\n                <div class=\"process-step\">\n                    <div class=\"step-number\">1<\/div>\n                    <div class=\"step-content\">\n                        <h4>Initial Analysis<\/h4>\n                        <p>Advanced fraud detection systems will analyze the suspicious transaction or activity<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"process-step\">\n                    <div class=\"step-number\">2<\/div>\n                    <div class=\"step-content\">\n                        <h4>Risk Assessment Review<\/h4>\n                        <p>The risk assessment team will review the case and gather necessary evidence<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"process-step\">\n                    <div class=\"step-number\">3<\/div>\n                    <div class=\"step-content\">\n                        <h4>Account Suspension<\/h4>\n                        <p>Affected accounts may be temporarily suspended during the investigation<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"process-step\">\n                    <div class=\"step-number\">4<\/div>\n                    <div class=\"step-content\">\n                        <h4>Additional Verification<\/h4>\n                        <p>Additional verification may be requested, such as official identification or proof of payment<\/p>\n                    <\/div>\n                <\/div>\n\n                <div class=\"process-step\">\n                    <div class=\"step-number\">5<\/div>\n                    <div class=\"step-content\">\n                        <h4>Notificaci\u00f3n de la Autoridad<\/h4>\n                        <p>If necessary, the activity will be reported to the appropriate authorities<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 6: Consequences -->\n            <h2><span class=\"section-number\">6<\/span>CONSEQUENCES OF FRAUDULENT ACTIVITIES<\/h2>\n\n            <div class=\"consequences-box\">\n                <h3>If Fraudulent Activity is Confirmed <span class=\"badge\">SERIOUS<\/span><\/h3>\n                <p>The following actions may be applied:<\/p>\n\n                <div class=\"consequence-item\">\n                    <strong>\ud83d\udeab Immediate Account Suspension or Cancellation<\/strong>\n                    <p>The account will be suspended or permanently cancelled without prior notice<\/p>\n                <\/div>\n\n                <div class=\"consequence-item\">\n                    <strong>\ud83d\udcb8 Loss of Commissions and Bonuses<\/strong>\n                    <p>All commissions and bonuses obtained through fraudulent means will be forfeited<\/p>\n                <\/div>\n\n                <div class=\"consequence-item\">\n                    <strong>\u21a9\ufe0f Transaction Reversal<\/strong>\n                    <p>Unauthorized transactions will be reversed in collaboration with payment providers<\/p>\n                <\/div>\n\n                <div class=\"consequence-item\">\n                    <strong>\u2696\ufe0f Legal Action<\/strong>\n                    <p>Legal action may be pursued if appropriate, including criminal prosecution<\/p>\n                <\/div>\n\n                <div class=\"consequence-item\">\n                    <strong>\ud83d\udd12 Permanent Ban<\/strong>\n                    <p>Individuals may be permanently banned from all Vida Sabia services<\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 7: Prevention and Risk Mitigation -->\n            <h2><span class=\"section-number\">7<\/span>PREVENTION AND RISK MITIGATION<\/h2>\n\n            <p>To minimize fraud risks, Vida Sabia is committed to:<\/p>\n\n            <div class=\"prevention-grid\">\n                <div class=\"prevention-card\">\n                    <div class=\"prevention-icon\">\ud83e\udd1d<\/div>\n                    <h4>Partner Collaboration<\/h4>\n                    <p>Working closely with payment provider fraud prevention teams<\/p>\n                <\/div>\n\n                <div class=\"prevention-card\">\n                    <div class=\"prevention-icon\">\ud83d\udcda<\/div>\n                    <h4>Education<\/h4>\n                    <p>Educating IBPs and customers about common risks and best practices<\/p>\n                <\/div>\n\n                <div class=\"prevention-card\">\n                    <div class=\"prevention-icon\">\ud83d\udd10<\/div>\n                    <h4>Strong Authentication<\/h4>\n                    <p>Requiring robust authentication and identity verification for payments<\/p>\n                <\/div>\n\n                <div class=\"prevention-card\">\n                    <div class=\"prevention-icon\">\ud83d\udd04<\/div>\n                    <h4>Regular Updates<\/h4>\n                    <p>Regularly updating detection tools and internal policies<\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"info-box\">\n                <h3>Best Practices for Users<\/h3>\n                <ul>\n                    <li>Never share your account credentials with anyone<\/li>\n                    <li>Use strong, unique passwords for your account<\/li>\n                    <li>Enable two-factor authentication when available<\/li>\n                    <li>Monitor your account regularly for unauthorized activity<\/li>\n                    <li>Report suspicious activity immediately<\/li>\n                    <li>Keep your contact information up to date<\/li>\n                    <li>Be cautious of phishing attempts and suspicious emails<\/li>\n                <\/ul>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <!-- Section 8: Compliance and Review -->\n            <h2><span class=\"section-number\">8<\/span>COMPLIANCE AND REVIEW<\/h2>\n\n            <div class=\"info-box\">\n                <h3>Policy Maintenance<\/h3>\n                <p>This policy will be reviewed periodically to ensure compliance with:<\/p>\n                <ul>\n                    <li>Payment provider guidelines and best practices<\/li>\n                    <li>Industry regulations and standards<\/li>\n                    <li>Emerging fraud risks and threats<\/li>\n                    <li>Legal and regulatory requirements<\/li>\n                <\/ul>\n                <p style=\"margin-top: 20px;\"><strong>Policy reviews are conducted at least annually or more frequently as needed.<\/strong><\/p>\n            <\/div>\n\n            <div class=\"divider\"><\/div>\n\n            <div class=\"alert-box\">\n                <h3>Zero Tolerance Policy<\/h3>\n                <p>Vida Sabia maintains a <strong>zero-tolerance policy<\/strong> for fraudulent activities. We are committed to protecting our community and will take all necessary steps to prevent, detect, and respond to fraud.<\/p>\n                <p style=\"margin-top: 15px;\">Our reputation and the trust of our members depend on maintaining the highest standards of integrity and security.<\/p>\n            <\/div>\n\n            <div class=\"contact-box\">\n                <h2>REPORT SUSPICIOUS ACTIVITY<\/h2>\n                <p>If you suspect fraudulent activity or have concerns about security:<\/p>\n                <p style=\"margin: 20px 0;\"><a href=\"mailto:support@vida-sabia.com\">support@vida-sabia.com<\/a><\/p>\n                <p style=\"font-size: 0.9em; opacity: 0.9;\">Vida Sabia - Committed to Security and Trust<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Vida Sabia Header - Updated Colors Home Packages Log In My Account Home Packages Log In My Account Suspicious or Fraudulent Activity Policy - Vida Sabia SUSPICIOUS OR FRAUDULENT ACTIVITY POLICY Risk Assessment &#038; Fraud Prevention Vida Sabia - Protecting Our Community Effective Date: October 2025 Important Notice This policy describes the procedures and responsibilities [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-68461","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/pages\/68461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/comments?post=68461"}],"version-history":[{"count":4,"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/pages\/68461\/revisions"}],"predecessor-version":[{"id":68465,"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/pages\/68461\/revisions\/68465"}],"wp:attachment":[{"href":"https:\/\/vida-sabia.com\/es\/wp-json\/wp\/v2\/media?parent=68461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}